VT Wealth Management

VT Wealth management is a full-service financial planning practice based in Sydney servicing clients all over Australia. We help Professionals, Families and Business Owners grow and protect lifetime wealth. We are able to do this effectively by taking a value based holistic approach to goal setting as it helps us understand more deeply what is truly important to our clients. Using this approach, we analyse every aspect of our client’s lives to ensure our recommendations are in their best interest.

Whether we advise you on your investments or how to protect your assets or how to plan for a stress-free retirement – it’s all about you. We strive to know more about you, your life, your values, your family and your personal and financial goals as this helps us take a big picture view of your situation and recommend strategies to suit your individual profile.

Why work with us

• Sound, Objective financial advice in your best interest. Always.
• Clarity and peace of mind. We explain things in plain English.
• Our fees are transparent and agreed upfront with no hidden costs.
• Experience and expertise. We are committed to maintain and enhance a high degree of professional knowledge and education
• We will take you on as a client only if we believe we can add value. If we can’t help you, we will say so.

What can we help you with?

• Identify short medium and long-term goals.
• Getting on top of your debt, construct a budget, manage cash flow effectively.
• Saving for first home, saving for children’s education or any other goal.
• Dealing with financial aspect of family changes- marriage, divorce, children, death.
• Recommend Super funds that meet your needs and objectives, consolidate your super funds, advise on super contributions and maximising super performance.
• Constructing an effective mix of investment portfolio for wealth creation goals. Be it managed funds, exchange traded funds (ETF’s), property, shares, term deposits, fixed interest, bonds, cash or something else.
• Advise on strategies to minimise tax throughout your working life and in retirement.
• Review and recommend appropriate insurances.
• Advice upon receiving a lump-sum payment – redundancy, inheritance, property sale.
• Plan your retirement- work out when you can afford to retire and how much you will need to retire comfortably, advise on sustainable and tax-efficient retirement income, plan to make your money last in retirement.
• Advise you on your eligibility for Centrelink benefits
• Reviewing your estate planning arrangements to control, protect and distribute your assets as per your wishes in a systematic and tax effective manner.
• Developing effective strategies that align with your personal values in the responsible investment space, construct portfolios in line with your ESG (Environmental, Social, Governance) and sustainability preferences.